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When choosing a heating/cooling system, you have the choice between a self-contained system and a split system. In a packaged system, the compressor, condenser, and evaporator are all in the same unit. A split system has two separate units. Usually, the unit with the compressor and condenser is located outside of the home. The unit inside the home connects to the furnace or heat pump.

A ductless mini split cooling system doesn't rely on ducts to transport the cooled air throughout the home. This type of system is often used in homes that are being retrofitted or in additions to existing properties.

Benefits of a Ductless Mini Split System

If your home doesn't have existing ductwork or if you are looking for a cooling solution for an addition or just a few rooms in your home, a ductless mini split system can be the way to go. This type of system has several benefits when compared to traditional central air conditioning or window units.

  • Greater energy efficiency - One great benefit of a ductless mini split system is that there are no ducts. According to Energy.gov, about 30 percent of energy used in a traditional ducted system is energy that is lost from the ducts.
  • Lower energy costs - Since mini split systems are considerably more energy efficient than other cooling options, homes that have them tend to see lower energy bills. Ductless mini split systems can lower your utility bills by up to 30 percent.
  • Ease of installation - Mini split systems are also easier to install than traditional ducted systems, since a technician doesn't have to install ductwork.
  • Customized temperature control - Similar to a zoning system, you can adjust the temperature of each unit in a mini split system on its own, rather than having one central thermostat that controls all units.

Brand Options


If there is a drawback to a ductless mini system, it's that the upfront cost of the system can be considerably higher than the cost of a window air conditioner or central air conditioner (when ductwork is already in place). Although many people earn back the cost of the system in the form of lower energy, coming up with the money upfront can be a challenge.

To help make installing a new, energy-efficient ductless system in your home more convenient, Ragsdale has partnered with Wells Fargo to offer a variety of financing options.

With a ductless mini split system, you can enjoy increased comfort and lower energy bills at home. Contact us today to discuss financing opportunities.